Michigan no-fault basics after a crash

No-fault is designed to move medical and certain related benefits through your own PIP coverage while liability issues are sorted. Your exact options depend on policy selections, the crash facts, and injury severity. This page is a plain-English guide—not a substitute for reading your declarations page.

When a no-fault claim needs review

• Bills unpaid or cut off without a clear explanation
• IME pressure that does not match your treating doctors
• Wage-loss disputes
• Confusion about allowable expenses
• Serious injuries that may also support a liability claim

What to gather before a review

1. Auto declarations page and any PIP selection forms
2. Police crash report number
3. Medical providers and appointment list
4. EOBs/denial letters
5. Work attendance and restriction notes

Related no-fault and crash guides

• Michigan PIP insurance questions
• Car accident claims
• Truck accident claims
• Car registration guide (edu support)

Ask about a Michigan no-fault issue

Contact 877-POWER-LAW or call 877-769-3752 for a free case review.

Common questions about Michigan no-fault benefits

Does no-fault mean nobody is at fault?

No. It changes how some benefits are paid. Fault can still matter for liability damages.

Can I have PIP and a lawsuit?

Sometimes both tracks apply. Injury threshold and policy facts control that analysis.

What if my insurer stops paying?

Save the letter, keep treating as advised, and get a review before gaps grow.